BOCA RATON, Fla. – New York City workers who leave a job often receive a notice explaining their option to continue employer coverage. Health Insurance Now, a licensed health insurance brokerage, outlined how those workers can weigh COBRA against private PPO plans after a job change, and what questions to ask before the election deadline arrives.
The company says the monthly cost of continuation coverage is a common surprise, because workers generally pay the full premium plus an administrative fee. Rules differ by employer and circumstance, so Health Insurance Now encourages employees to confirm details and deadlines with their plan administrator. The company adds that a job change is often the moment when people first look closely at what their coverage actually costs, since the employer’s share was previously invisible.
“A New Yorker looking at COBRA insurance in NYC is often balancing a high bill against the comfort of keeping familiar doctors,” said Matthew Sechter, CEO of Health Insurance Now. “We help people compare that trade-off with other plans, so they can see what they would give up and what they would gain before they decide.”
Private plans are not tied to a government enrollment calendar, the company says, and coverage can often begin within 24 to 48 hours of approval. Agents compare options from more than 25 national carriers, including private PPO networks with nationwide access, which may matter to workers who travel or split time between cities. Savings, eligibility and plan availability vary by state, plan and individual, and some plans exclude pre-existing conditions.
“There is no single right answer for everyone in a city this varied,” Sechter said. “Our goal is to make sure the person choosing has real numbers in front of them, not guesses, and that they have a licensed agent they can ask follow-up questions of.”
Applicants speak with licensed agents by phone and can receive quotes in minutes. The brokerage handles enrollment paperwork for those who choose a private plan and provides support after enrollment, so workers in the middle of a job transition have one less administrative task to manage on their own.
About Health Insurance Now
Health Insurance Now is a Boca Raton, Florida-based licensed health insurance brokerage that helps individuals and families compare private health insurance plans from more than 25 national carriers. Using proprietary matching technology and live licensed agents, the company offers year-round enrollment, PPO network options and quotes in minutes. Learn more at https://healthinsurancenow.com/.
Email: info@healthinsurancenow.com
Media Contact
Name
Health Insurance Now
Contact name
Matthew Sechter
Contact phone
866-243-1130
Contact address
980 N Federal Highway, Ste 308
City
Boca Raton
State
FL
Zip
33432
Country
United States
Url
https://healthinsurancenow.com/
